STOP! BEFORE YOU BUY A SHORT SALE WATCH THIS SHORT VIDEO!
Sellers Here are Some Benefits of SHORT SALE
Bank Pays All Legal Fees: There is no legal fees payable by you, the bank that holds your mortgage pays all our fees, and if the short sale is not successful, no fee is charged. Opposite In a foreclosure, you must hire your own lawyer to defend you and pay all their fees.
Relocation Fees Can Be Paid By The Bank: Some banks are offering relocation fees up to $20K, to homeowners to assist in your moving expenses after the short sale is completed.
It Is Not Necessary That You Empty Your Bank Account In a Short Sale: You do have to disclose all assets to the bank, but often times a bank will approve a short sale to a homeowner with financial hardship without requiring that all cash be used in the short sale.
No Deficiency Judgments: Unlike a foreclosure, which can result in you owing a judgment to the bank even after the foreclosure, successful short sales will allow you to negotiate a NO Deficiency Judgement as part of you doing a Short Sale.
Your Credit Score Recovers Quicker: A foreclosure can take 2 years to complete, and once finished can stay on your credit report for another 7! A short sale will impact your credit score, but the damage can often be repaired within 18 months using a qualified credit repair expert.
You Maintain Control: You continue to own and live in the property during the short sale and maintain control. You make the decision on the broker, and are involved in all aspects of the deal. In a foreclosure, you do not have that control.
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